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Free credit note generator

Issue a professional credit note. Download the PDF.

Reference the original invoice, state the reason, and watch the credit note build itself in the preview. No account, no sign-up wall. Download the finished PDF in a minute.

Quick answer

What is a credit note?

A document that reduces or cancels part of an amount already invoiced, for a return, a billing error, or a goodwill adjustment, without editing or deleting the original invoice.

Your business
Logo (optional)
Credited to
Credit note details
Line items
DescriptionQtyUnit price
Tax
Notes

Shown on the credit note.

Prefer it emailed?

Live preview

Your business
Credit note
CN-2026-001

Credited to
Client name
From
Issued2026-09-22
DescriptionQtyRateAmount
Subtotal$ 0.00
Total$ 0.00
Credit note total$ 0.00
Powered by StitchInvoice

The downloaded PDF carries a small “Powered by StitchInvoice” line in the footer. Nothing here is saved to StitchInvoice or sent anywhere. Your draft stays in this browser until you download the PDF.

Structure check

Structurally complete

Your business name

Your business name is on the invoice.

Your address

Add your business address — most clients’ accounts teams need it to pay an invoice.

Due date

Payment timing is defined.

Line items

Line items are clear.

Checks the document's structure only. A due date and complete line items. It has no memory of past clients or payment history; that's part of StitchInvoice's paid Payability intelligence once you have an account.

Corrections, handled cleanly

StitchInvoice keeps credit notes linked to the original invoice automatically, so your records and your client's stay in sync without extra bookkeeping.

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What to include

What actually belongs on a credit note.

01

A credit note number, separate from the invoice number sequence

02

A direct reference to the original invoice this note corrects

03

The reason for the credit (a return, an error, a goodwill adjustment) stated plainly

04

Line items that mirror the original invoice's structure so the correction is easy to follow

05

The date issued, since credit notes affect two parties' books, not just one

06

Both business and client details, formatted the same way your other documents are

Not sure which document you need

Credit note vs. a corrected invoice.

Never edit a sent invoice directly. Once a client has it, that version is the record both sides rely on. A credit note corrects the balance without erasing what actually happened, which is what keeps two sets of books in agreement.

Questions

Common questions about credit notes.

Is this credit note generator really free?

Yes. You can build a credit note and download the PDF without an account. StitchInvoice only comes in later, if you want credit notes kept automatically linked to the original invoice.

When do I issue a credit note instead of a refund?

A credit note adjusts what's owed on the books; a refund is the actual money movement. You often need both: the note explains why, and the refund (or an offset on a future invoice) settles it.

What is a credit note, exactly?

A credit note is a document that reduces or cancels part of an amount already invoiced, for a return, a billing error, or a goodwill adjustment, without editing or deleting the original invoice.

Does a credit note need to reference the original invoice?

Yes. Without that reference, neither side can tell what's actually being corrected, or by how much.

Where is my data stored?

Your draft stays in your own browser. When you download a PDF, the details are sent to StitchInvoice only to render the document, which is streamed straight back, nothing is saved on our side.

Related

More free tools.

Invoice generatorReceipt generatorInvoice total calculatorInvoicing for agencies

Corrections, handled cleanly.

Issuing credit notes regularly? The free plan keeps your clients and documents together, with each credit note linked to the invoice it corrects, no extra bookkeeping.

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